Use of the Retirement Solutions LLC website and the services available from the Retirement Solutions LLC website (the "Services") is subject to the following Terms of Use ("TOU"). Please read the TOU carefully before using the Services, as your use of the Services will signify your agreement to be bound by these terms. If you do not agree to abide by these terms and conditions, do not use the site.

YOU UNDERSTAND THAT THE INFORMATION PROVIDED ON THIS WEB SITE IS INTENDED TO HELP YOU UNDERSTAND THE GENERAL ISSUE AND DOES NOT CONSTITUTE ANY TAX, INVESTMENT, OR LEGAL ADVICE. CONSULT YOUR FINANCIAL, TAX, OR LEGAL ADVISOR REGARDING YOUR OWN UNIQUE SITUATION AND YOUR COMPANY'S BENEFITS REPRESENTATIVE FOR RULES SPECIFIC TO YOUR PLAN.

Despite our efforts to provide useful and accurate information, errors may appear from time to time. Before you act on information you've found on our site, you should confirm any facts that are important to your decision.

Limitation of Liability—We work hard to make Retirement Solutions LLC an interesting and enjoyable place, but we cannot guarantee that our users will always find everything to their liking. Please read this Disclaimer carefully before using Retirement Solutions LLC.

YOU UNDERSTAND THAT IN NO EVENT WILL Retirement Solutions LLC OR ITS OFFICERS, DIRECTORS, SHAREHOLDERS, PARENTS, SUBSIDIARIES, AFFILIATES, AGENTS, OR LICENSORS BE LIABLE FOR ANY CONSEQUENTIAL, INDIRECT, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES, WHETHER IN AN ACTION UNDER CONTRACT, NEGLIGENCE OR ANY OTHER THEORY, ARISING OUT OF (I) YOUR USE OR INABILITY TO USE THE SERVICES, (II) YOUR RELIANCE ON ANY CONTENT, OR (III) ANY GOODS OR SERVICES ADVERTISED ON THE SERVICE, EVEN IF Retirement Solutions LLC OR ANY RELATED PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL DAMAGES, THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. YOU UNDERSTAND AND AGREE THAT ANY CONTENT AND/OR DATA DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THIS WEB SITE IS AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE OR LOSS THAT RESULTS FROM THE USE OF SUCH CONTENT AND/OR DATA.

Indemnification—You agree to indemnify, defend and hold harmless Retirement Solutions LLC and its affiliates, officers, directors, employees, consultants, agents, and licensors from any and all third party claims, liability, damages, and/or costs (including but not limited to reasonable attorneys' fees) arising from your failure to comply with TOU, your infringement or violation of any intellectual property or other right of a third party, any Content, or from your violation of any applicable law.

Applicable Law—These Terms of Services shall be governed by and construed in accordance with the laws of the State of New Jersey, without giving effect to its conflict of laws provisions.

Miscellaneous—These Terms of Services constitute the entire agreement between you and Retirement Solutions LLC with respect to the Services, and the TOU replaces all prior or contemporaneous understandings or agreements, written or oral, regarding the Services. If any provision of the TOU is found invalid or unenforceable, that provision shall be enforced to the maximum extent possible, and the remaining provisions of the TOU shall remain in full force and effect. The failure by Retirement Solutions LLC to insist upon or enforce strict performance of any provision of the TOU will not be construed as a waiver of any provision or right of Retirement Solutions LLC. The TOU will inure to the benefit of Retirement Solutions LLC and its successors and assigns.

Changes To This Terms of Use Statement—Retirement Solutions LLC may revise and update this Terms of Use statement at any time by posting such revised Terms of Use statement on this Web Site.